How many RTOs are there in India?

Category: Motor Insurance

How to use MP RTO Vehicle Registration Search?

Post author By parastar
Post date June 21, 2023

How to use MP RTO Vehicle Registration Search?

If you are a resident of Madhya Pradesh (MP) and you want to check the vehicle registration status of any vehicle in the state of Madhya Pradesh (MP), then you can do so easily by following our simple and easy to follow guide. We will talk about the following:

How to use MP RTO Vehicle Registration Search?
Reasons for Checking Vehicle Registration in MP

How to use MP RTO Vehicle Registration Search?

It is possible that you want to check the registration status of a vehicle and find out under whose name a vehicle is registered under. Reasons for checking the status of a vehicle could be many, but first let us find out how to check the status of a vehicle using the MP RTO Vehicle Registration Search.

Step 1.) Visit the Official MP RTO Vehicle Registration Search Page

First, you will need to navigate to the official MP vehicle registration search page. You can do so by searching for the term ‘MP RTO Vehicle Registration Search’ on Google and navigate on the official MP RTO website.

Step 2.) Enter your Details

Now, once you are on the official website, you will need to enter the following information within the fields; Registration Number, Engine Number, Chassis Number, and Search Criteria. Once entered, click on the ‘Submit’ button.

Step 3.) Check and verify Details

Next, the tool will give you a whole host of information based on your entered values. You can check the following details:

Registration number
Number of owners
Permanent and temporary address of owner
Registration type
Registration date and issue date
Manufacturing year of vehicle
CC of vehicle
Vehicle brand and company

Reasons for Checking Vehicle Registration

There are a variety of reasons why you would want to check the vehicle registration via MP RTO vehicle registration owner search. Some of the common reasons include:

You want to find out how many owners have changed hands of a particular vehicle.
You want to verify the owner details of a vehicle.
You want to verify if a vehicle is registered as a petrol, diesel or CNG
You want to verify the age of the vehicle.

Author Bio

This article is written by Team InsuranceLiya.com, an independent website that writes about insurance, finance, health, and more. Our writers have a wealth of knowledge, experience, and degrees in the fields of insurance, finance, economics, and beyond.

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RTO

How to find your Nearest RTO in Maharashtra?

Post author By parastar
Post date June 21, 2023

How to find your Nearest RTO in Maharashtra?

Are you looking to find your nearest RTO office in Maharashtra? This guide will show you exactly how to find the nearest RTO office in Maharashtra.

Check out our simple guide and find out a RTO office near you in Maharashtra. We will talk about the following:

Table of Contents:

Find the Nearest RTO in Maharashtra
Registration Process in Maharashtra RTO
Functions of Maharashtra RTO

Find the Nearest RTO in Maharashtra

This is how you can find your nearest RTO in Maharashtra.

Navigate to the official Site: First, you will need to visit the official website of Motor Vehicles Department of Maharashtra.
Click on ‘Citizen Service‘: Now, you will need to click on ‘Citizen Service’, and then ‘Know your RTO’

Open the Official PDF: Now, you will be redirected to a PDF that specifies the location and the jurisdiction of every RTO in Maharashtra.

Search and Enter your Pin Code: Now, press ‘Ctr+F’ and enter your pin code into the search bar.
Find your nearest RTO: Now, you will get the address of your nearest RTO based on your location and pin code.

Registration Process in Maharashtra RTO

Mentioned below is the registration process for registering new vehicles in Maharashtra.

Step 1.) Visit your nearest local Maharashtra RTO

First, you will need to visit your local Maharashtra RTO. You can find your nearest RTO in Maharashtra by following the guide above. Be sure to carry your original personal IDs as well as address proof.

Further, you will also need to carry your original vehicle papers that you have received from your vehicle dealer.

Important vehicle papers you must carry include bill and receipt of payment made, motor insurance copy, vehicle PUC, and road-worthiness certificate.

Your documents should clearly mention the engine number, make, and model of the vehicle.

Step 2.) Fill-up the necessary forms and pay registration fees

Next, once at the RTO, you will need to fill-up some RTO forms. You will have to fill-up and submit a list of forms including Form 20 / Form 21, and Form 22A. Once the forms are filled, you will need to pay the registration fees for your vehicle.

The registration fees depend on the type of new vehicle you register, and the fees will vary from vehicle to vehicle.

Step 3.) Document submission

Now, once the registration fees are paid, you will need to submit your documents along with the requisite forms to the RTO officer. The RTO officer will then verify these documents.

Step 4.) Inspection and verification

Once your document verification is complete, the RTO officer will now begin the vehicle inspection procedure. This is where he will physically inspect and verify the vehicle.

Step 5.) Issuance of Registration Certificate (RC)

Upon completion of inspection of vehicle, the Assistant Regional Transport Officer (ARTO) will approve your application, and your RC will be disbursed to your registered address within 7 working days.

Functions of Maharashtra RTO (MH RTO)

Maharashtra RTO is one of the busiest RTOs in the country as it caters to over 35 million Registered vehicles in Maharashtra alone (till 2019). In fact, there were a whopping 1.9 million new vehicle registrations in in 2021 alone.

This makes Maharashtra RTO one of the busiest RTOs in the nation. Let us highlight some of the most important duties of MH RTO:

Issuance and renewal of driving licenses in the state of Maharashtra.
Conducting driving tests in the state of Maharashtra.
Collecting road tax in Maharashtra.
Conducting and participating in un-claimed motor vehicle auctions in Maharashtra.
Collecting fines from vehicle owners.
Disbursing RC certificate along with other permits.
Issuance of NOCs to owners.

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RTO

Gujarat RTO – RTO List, Fees, Forms & more

Post author By parastar
Post date June 20, 2023

Gujarat RTO – RTO List, RTO Fees, RTO Forms & more

Do you want to know about the most important topics related to Gujarat RTO? This article will give out a list of all RTOs in Gujarat along with highlighting some of the most important functions of RTO.

This article will also highlight other relevant topics such as RTO forms, RTO fees, RTO registration charges, registration process, RTO penalties and tax.

Table of Contents:

List of RTOs in Gujarat
Vehicle Registration Process of Gujarat RTO
Gujarat RTO Registration Charges
Functions of Gujarat RTO
Gujarat RTO Forms
Gujarat RTO Fees and Penalties
Gujarat RTO Taxes

List of RTOs in Gujarat

To ensure that most motor related services are provided efficiently, The Government of Gujarat has established around 38 regional transport offices (RTOs) across the state. The functions of RTOs include the issuance of driving licences, fitness certificates, vehicle registration, and more.

Below is the complete list of RTOs in the state of Gujarat and their contact details

Vehicle Registration Process of Gujarat RTO

Code	RTO Name	Contact Number	RTO Address
GJ -0	Commissioner Of Transport Gujarat	07923251367	Block No-6, Dr. Jivraj Mehta Bhavan, Sector- 10A, Gandhinagar, Pin: 382010.
GJ-1	Ahmedabad	079-27559696	RTO Office, Subhash Bridge, Sabarmati, Ahmedabad, Pin: 380027.
GJ-2	Mehsana	02762-225078	RTO Office, Near Khari Nadi Palavasna Highway Mehsana, Pin: 384002.
GJ-3	Rajkot	0281-2703366	RTO Office, Near Market Yard, Rajkot, Pin-360001.
GJ-4	Bhavnagar	0278-2424004	RTO Office, Dhanechi Vadla, BHAVNAGAR, Pin: 364003.
GJ-5	Surat	0261-2977191	RTO Office, Ring Road, Nanpura, Surat,Pin: 385001.
GJ-6	Vadodara	0265-2540016	RTO Office, Nr. Golden Chokdi, NH-8, Darjipura, Vadodara, Pin: 390001.
GJ-7	Nadiad	0268-2550213	RTO Office, Opposite Govt. Circuit House, Mile Road, Nadiad, Pin: 387001.
GJ-8	Palanpur	02742-262335	RTO Office, Ambaji Road, Palanpur, Pin: 385001.
GJ-9	Himatnagar	02772-223797	RTO Office, Savghadh Vijapur, Bypas Road, Himatnagar.
GJ-10	Jamnagar	0288-2672100	RTO Office,Lal Bangla Compound, Jamnagar, Pin: 388005.
GJ-11	Junagadh	0285-2610691	RTO Office, B/H-Dr Shubhash Academy Junagadh , Pin: 362001.
GJ-12	Kuch-Bhuj	02832-221950	Near Military Garison, Madhaper Road, Bhuj, Pin: 370000.
GJ-13	Surendranagar	02752-285634	ARTO Office, Multistore Building,Block-C, Ground Floor, Kehrali Road, Surendranagar, Pin: 363001
GJ-14	Amreli	02792-223313	ARTO Office, Second floor,M.s. Building, Rajmahel Compound, Amreli, Pin:365001.
GJ-15	Valsad	02632-226622	RTO Office,Atakpardi, Dharanpur Road Valsad, Pin: 369001.
GJ-16	Bharuch	02642-233102	ARTO Office, Nandevan Chockdi, Bharuch, Pin: 392001.
GJ-17	Godhra	02672-242724	ARTO Office, Near Commerce College, Godhra, Pin: 389001.
GJ-18	Gandhinagar	07923240954 23240951	ARTO Office, Sec-3A Near G0 Circle, Gandhinagar
GJ-19	Bardoli	02622-223457	ARTO Office, Opposite Power House, Octory Naka, Bardoli, Pin: 344601.
GJ-20	Dahod	02773-243200	ARTO Office, Dharbada Chockdi, Highway Bypass, Dahod, Pin: 389051.
GJ-21	Navsari	02637-265999	ARTO Office, Italva Navsari, Pi: 396445.
GJ-22	Rajpipla	02640-9099089908	ARTO Office, Sevasadan Office, Collector Office Building,R No.-13/14, DIS: Narmada – 393145.
GJ-23	Anand	02692-264800	ARTO Office, Sevasadan Ground, D.S.P OFFICE Borsad Chokdi Anand. Pin: 388001.
GJ-24	Patan	02766-223100	ARTO Office, DC Astet Bulding No-3 Near Navjivan Hotel Sidhpur Cross Road Patan, Pin: 384265.
GJ-25	Porbandar	9879750505	ARTO Office, Opposite D.S.P Office New Kuvara Vadia Road, Porbandar, Pin: 360575.
GJ-26	Vyara	6352100074	ARTO Office, Japanish Farm Panvadi, Bhenskatri Road, VYARA
GJ-27	Abad-East	079-22870068	ARTO Office, Ahmedabad East, Mahdevnagar Tekra,Vastral AHMEDABAD
GJ-30	Aahwa	02631-246888	ARTO Office, Aahwa DI: Surat.
GJ-31	Arvalli	9426540579	ARTO Office,Shah Mukundadasa Vithaldas, Public Pharmacy College, Shamlaji Modasa highway, Modasa.
GJ-32	Veraval		ARTO Office, R & B building, Dist Gir Somnath, Veraval.
GJ-33	Botad	8320422627	ARTO Office, Government colony, D Colony,Old Province Office,Botad police in front of the parade ground,Pura Road, Botad.
GJ-34	Chhota Udepur	02669-9879181836	ARTO Office, Fatehpura Road, Choota Udepur, Dist: Chhota Udepur, Pin: 391165.
GJ-35	Lunawada	02674-9428132312	ARTO Office,Bhadar Canal Colony, Opp: Lunawada Bus Stand, Lunawada, Dist: Mahisagar, Pin: 389230.
GJ-36	Morbi	02822-297410	ARTO Office, Old Toll Naka Building, Opp: Uma Resort, Morbi Maliya Bypass, Morbi, Pin: 363642.
GJ-37	Khambhaliya	02833-233300	ARTO Office, Opp New ITI Jamnagar Highway, Khambhaliya, Pin: 361305.
GJ-38	Bavla	02714-232411	ARTO Office, Amrutbaug, Nr. Swaminarayan Gate, Bavla, Dist: Ahmedabad.

Follow these simple steps to register your new vehicle with the Gujarat RTO.

Step 1: Submission of Documents

Dully fill out and submit the requisite documents and forms, including Form 20, to the RTO. You can also seek the assistance of an RTO agent to facilitate a quick process. Other necessary documents include a PUC certificate, a valid insurance copy, identification and address proof of the owner, and so on.

Step 2: Verification of Documents

The RTO officials will thoroughly verify all the documents and then approve them.

Step 3: Payment of Charges

You will then need to pay the necessary RTO charges and fees. Also, always take the receipt and acknowledgement of the payment made. The registration fees will depend on the type of vehicle you are looking to register. Secondly, you will need to pay the road tax. Different vehicles attract different rates of road tax.

Step 4: Vehicle Inspection and Approval

Next, you will need to visit the RTO with your vehicle for its inspection. Once your vehicle inspection is completed and approved, you will need to fill out and submit the required forms. The Assistant Regional Transport Officer (ARTO) will issue his approval for the vehicle.

Step 5: Get the Registration Card (RC)

Once the ARTO issues the approval, you will receive your registration certificate at your registered address.

Documents Required for Registration

CMV Form No 20
CMV Form No 21 or Vehicle Sales Certificate
Form 22 provided by vehicle dealer
Valid Insurance Certificate
KYC documents
Passport Sized Photos
Pollution Under Control Certificate (PUC)
Custom Clearance Certificate (imported vehicle)
Form ‘A’ under Tax Act 1997
Temporary Registration Certification (If applicable)
Fee or charges as per Rule 81, CMV Act

Functions of Gujarat RTO

The Gujarat RTO is responsible for various functions related to motor vehicles and transportation in the state of Gujarat. Some of the key functions performed by the Gujarat RTO are laid out below:

Vehicle Registration: As mentioned above, the Gujarat RTO is responsible for the registration of motor vehicles like cars, bikes, buses, trucks, etc. It issues unique registration numbers and registration certificates for the vehicles.
Issuance of Driving Licence: Another main function is to issue driving licence to individuals who undergo and pass the required driving examinations. It makes sure that the person fulfils the necessary criteria and possesses the skills to drive the vehicle safely.
Collection of Road Tax: The RTO is also responsible for collecting road tax from vehicle owners in accordance with the Motor Vehicles Act. This revenue is used for the development and maintenance of the roads.
Vehicle Transfer and NOC: It also ensures the transfer of ownership of vehicles when sold from one individual to another. It also issues no objection certificates (NOC) for vehicles being transferred to a different state or jurisdiction.
Issuance of Licence Plates: It also issues individualized licence plates to vehicle owners.
Issuing Permits: The RTO is responsible for issuing various permits, such as temporary permits, goods carriage permits, contract carriage permits, depending on the type of vehicle.
Enforcement of Traffic Rules: One of the main functions of the Gujarat RTO is to enforce traffic rules and regulations to ensure road safety. It monitors and takes action against activities like reckless driving, drink and drive and so on.

Gujarat RTO Forms

There are more than 60 forms that can be instantly downloaded on the Parivahan Website. Mentioned within are some of the most widely used forms.

Form Name	Description
Form 29	Transfer of Ownership
Form 20	Application for Permanent Registration
Form 2	Issue/Renewal of Learner’s License
Form 4	Issue of Fresh Driving License
Form 45	All India Tourist Permit (AITP)
P.Pu.C.A	Application for Good Carriage Permit

Source

Gujarat RTO Fees and Penalties

To register a new vehicle at the Gujarat RTO, given below are the charges for the same.

Registration charges for new vehicles:

Type of Vehicle	Charges
Motorcycle	₹ 500
Imported Motorcycle	₹ 2,500
Medium Passenger Vehicle	₹ 1,000
Medium Goods Vehicle	₹ 1,000
Heavy Goods Vehicle	₹ 1,500
Imported Motor Vehicle	₹ 1,000
Non-transport Light Vehicle	₹ 600
Transport Light Motor Vehicle	₹ 1,000
Other Vehicles	₹ 3,000

Gujarat RTO penalty list

The following table provides all the details related to Gujarat RTO penalty list.

Traffic Violation	Type of Vehicle	Penalty Amount
Driving without valid license	Two – wheeler Three-wheeler Four-wheeler	₹ 2000 ₹ 3,000 ₹ 3,000
Riding without valid registration	Two-wheeler	₹ 1,000
Driving without valid registration	Four-wheeler Three- wheeler Other vehicles	₹ 3,000 ₹ 2,000 ₹ 5,000
Driving/Riding without valid insurance	All vehicles	₹ 2,000 ₹ 4,000 ( repeated offence)
Driving/Riding under the influence of alcohol	All vehicles	₹10,000 and/or imprisonment of 6 months ₹15,000 and/or imprisonment of 2 years( for repeated offence)
Not giving way to emergency vehicles (ambulance, fire fighting vehicle)	All vehicles	₹ 1,000
Driving without fastening the seatbelt	Four- wheeler	₹ 500
Riding without Helmet	Two-wheeler	₹ 500
Excessive speed Riding/Driving	Two-wheeler Three-wheeler Four-wheeler Other vehicles	₹ 1,500 (2,000 for repeated offence) ₹ 1,500 (2,000 for repeated offence) ₹ 2,000 (3,000 for repeated offence) ₹4,000 (6 months of DL disqualification for repeated offence)
Driving/Riding without valid documents	All vehicles	₹ 500 (₹ 1,000 for repeated offence)
Traffic signal violations	All vehicles	₹ 1,000 to ₹ 5,000
Honking in silent zones	All vehicles	₹ 1,000
Not obeying the instructions from officials	All vehicles	₹ 1,000

Gujarat RTO Taxes

Vehicle tax is determined based the vehicle price and its seating capacity. The below table demonstrates the tax rates as per respective vehicles:

Vehicle Type	Tax (%)
Motorcycle	6% of the vehicle cost
Three/Four wheeler/Jeep/Private Car/Taxi	6% of the vehicle cosy
Up to 3 Seater Capacity	2.5% of the vehicle cost
Up to 6 Seater Capacity	6% of the vehicle cost
Medium Goods vehicle having Gross Vehicle Weight (up to 7500 kg)	8% of the vehicle cost
Heavy Goods vehicle having Gross Vehicle Weight (above 12001 Kg)	12% of the vehicle cost

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RTO

Andhra Pradesh (AP) RTO – RTO List, Fees, Forms, and more

Post author By parastar
Post date June 20, 2023

Andhra Pradesh (AP) RTO – RTO List, Fees, Forms & more

Do you want to learn about the most important topics of Andhra Pradesh (AP) RTO?

This article will give out a list of all RTOs in Andhra Pradesh (AP RTOs) along with highlighting some of the most important functions of AP RTO.

Besides this, we will also highlight the most important topics such as RTO forms, RTO fees, RTO registration charges, registration process and RTO penalties.

Table of Contents:

List of RTOs in Andhra Pradesh (AP)
Vehicle Registration Process of AP RTO
AP RTO Registration Charges
Functions of AP RTO
AP RTO Forms
AP RTO Fines and Penalties

List of RTOs in Andhra Pradesh (AP)

As of 2023, there are 45 RTOs in Andhra Pradesh (AP). Mentioned within are their names, district, and their contact details.

Sr. No	RTO Office	District	Phone Number
1.	Visakhapatnam RTO 1	Visakhapatnam	9154294203
2.	Visakhapatnam RTO 2	Visakhapatnam	9154294204
3.	Gajuwaka RTO	Visakhapatnam	9154294205
4.	Anakapalli RTO	Visakhapatnam	9154294206
5.	Machilipatnam RTO	Krishna	9154294215
6.	Vijayawada RTO 1	NTR	9154294212
7.	Vijayawada RTO 2	NTR	9154294214
8.	Vizianagaram RTO	Vizianagaram	9154294202
9.	East Godavari RTO (Kakinada)	East Godavari	9154294207
10.	East Godavari RTO 2 (Rajahmundry)	East Godavari	9154294208
11.	East Godavari RTO 3 (Amalapuram)	East Godavari	9154294209
12.	Eluru RTO	West Godavari	9154294210
13.	Bhimavaram RTO	West Godavari	9154294211
14.	Srikakulam RTO	Srikakulam	9154294201
15.	Gudivada RTO	Krishna	9154294213
16.	Guntur RTO	Guntur	9154294217
17.	Nellore RTO	Nellore	9154294220
18.	Chittoor RTO	Chittoor
19.	Tirupati RTO	Tirupati	9154294224
20.	Gudur RTO	Tirupati	9154294221
21.	Nandigama RTO	NTR	9154294216
22.	Annamayya RTO	Annamayya	9154294225
23.	Kurnool RTO	Kurnool	9154294227
24.	Anantapuramu RTO	Anantapuramu	9154294229
25.	Proddatur	Kadapa	9154294226
26.	Jangareddy gudem	West Godavari	9912747869
27.	Narasaraopeta RTO	Palnadu	9154294218
28.	Hindupur RTO	Sri Satya Sai	9154294230
29.	Markapuram RTO	Prakasam	9059459411
30.	Nanday RTO	Nanday	9154294228
31.	Bapatla RTO	Bapatla	9154294219

Source: https://www.aptransport.org/html/aboutus-contactdirectory-rtooffices.html

Vehicle Registration Process of AP RTO

Let us now talk about the vehicle registration process of AP RTO. If you have a vehicle in Andhra Pradesh and are looking to register your vehicle in the state of Andhra Pradesh, this section will be valuable to you.

Now, let us talk about the vehicle registration process in AP and tell you how you can register a vehicle with AP RTO in simple steps.

Step 1: Make an application with the RTO

First, you will need to make an application for vehicle registration with the AP RTO.

Step 2: Fill-up the requisite forms and submit documentation

Now, there are a bunch of forms and documents you will need to submit to the RTO. They include Form 21 / Form 20, PUC certificate, valid insurance copy, ID and address proof of the owner, roadworthiness certificate.

Step 3: Pay RTO fees

Next, you will have to pay the necessary RTO charges and fees for vehicle registration. The registration fees are based on the type of vehicle you are looking to get registered, different types of vehicles attract different RTO fees.

Step 4: Pay road tax

Now, you will need to pay the road tax to the RTO office. Again, the road tax of a vehicle is based on the composition of a vehicle, different vehicles attract different rates of road tax.

Step 5: Delivery of Registration Certificate (RC)

Finally, once all of the above procedure is complete, you will receive your RC within 7 working days to your registered address. Keep it safe for future reference.

AP RTO Registration Charges

Registration charges for new vehicles:

Sr. No	Registration Type	Charges / Fees
1.	Two Wheeler Registration	₹ 300
2.	Medium Passenger Motor Vehicle	₹ 1000
3.	Medium Goods Vehicle	₹ 1000
4.	Heavy Goods Vehicle	₹ 1500
5.	Heavy Passenger Motor Vehicle	₹ 1500
6.	Imported Two Wheeler	₹ 2500
7.	Imported vehicle	₹ 5000
8.	Other Vehicles	₹ 3000
9.	Quadricycle	₹ 600 – ₹ 1000

Other charges:

Sr. No	Activity	Charges / Fees
1.	New driving license	₹ 200
2.	Renew driving license	₹ 200
3.	Learners license	₹ 150
4.	Address change	₹ 200
5.	Duplicate driver’s license	₹ 100
6.	Learners license	₹ 150
7.	Driving test	₹ 50

Get a detail list of all registration charges on the official Andhra Pradesh RTO website.

AP RTO Forms

Sr. No	Form Number	Activity
1.	Form 20 / 21	New vehicle registration
2.	Form 33	Address change
3.	Form 26	Duplicate RC
4.	Form 27	New registration mark
5.	Form 29	Transfer of ownership
6.	Form 34	Agreement of registration
7.	Form 35	Hypothecation

AP RTO Fines and Penalties

Mentioned within are some of the most notable fines and penalties for non-compliance with AP RTO:

Sr. No	Offence / non-compliance	Penalty / Fines
1.	Driving without valid license	₹ 500 fine or 3 months imprisonment or both.
2.	Failure to produce documentation to police officer	₹ 100
3.	Driving under-aged vehicle	₹ 500 fine or 3 months imprisonment or both.
4.	Disqualified person driving a vehicle	₹ 500 fine or 3 months imprisonment or both.
5.	Accident related offences by the driver	3 months imprisonment or Fine of ₹500/- or both. Subsequent offence 6 months imprisonment or ₹1000 or both.
6.	Driving without necessary permit	₹ 5000 – ₹ 10000 (depending on the number of offences)
7.	Driving without insurance	3 months imprisonment or ₹ 1000 fine
8.	Driving without PUC	₹ 1000 (first offence) ₹ 2000 (subsequent offences)
9.	Causing accident	₹ 1000 or 3 months imprisonment or both
10.	Driving without fitness certificate	₹ 5000 – ₹ 10000

Complete list of fines and penalties for non-compliance with Andhra Pradesh (AP) RTO

Functions of AP RTO

An RTO has the duty to implement the rules and regulations laid under the Motor Vehicles Act, 1988. That being said, mentioned within are some of the most important duties of Andhra Pradesh (AP) RTO:

Issuance of fresh registration certificates for new vehicles.
Renewal of registration certificates for older vehicles.
Issuance of driving license.
Collection of road tax and other fees and charges.
Conduction auctions of unclaimed vehicles.
Conducting driving tests for new drivers.
Issuing driving licenses.

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What is the full form of RTO? (RTO Full Form)

Post author By parastar
Post date June 17, 2023

What is the full form of RTO? (RTO Full Form)

So, you’re wondering what is the full form of RTO? Well, this article will tell you what RTO full form is along with highlighting some of the most important functions of RTO. It will also mention a few rather interesting facts about RTOs in India. Let’s begin.

What is RTO full form?
Notable Functions of RTO
RTO vs. DTO
Interesting and Unique Facts about RTO
Frequently Asked Questions about RTO

What is RTO full form?

The full form of RTO is Road Transport Office (RTO). The Road Transport Office (RTO) is a government agency that is responsible for managing and administering the rules and regulations laid under the Motor Vehicles Act, 1988.

There are over 1100 RTOs currently operational in India (As of 2023).Each RTO comes under a specific region, and each district has multiple RTOs operational within it.

Notable Functions of RTO

Some of the most notable functions of an RTO include the following:

Issuing and renewing vehicle registration certificates.
Issuing and renewing driver’s licenses.
Collecting road tax.
Collecting fines from drivers.
Conducting driving exams and tests.
Ascertaining the fitness of a vehicle.
Granting permits and NOCs.
Identification of vehicles.

RTO vs. DTO

RTO stands for Road Transport Office (RTO), whereas DTO stands for District Transport Office (DTO). An RTO is a state level government agency, whereas a DTO is a district level government agency. Some of their functions overlap but there are certain differences between the two. The most notable differences between an RTO and DTO are the following:

There are many RTOs compared to DTOs. Usually, there is only one DTO per district.
RTOs have the responsibility to directly implement and enforce the rules under the Motor Vehicles Act, 1988. A DTO has the responsibility to indirectly implement the rules under the act by ensuring that an RTO functions smoothly.
An RTO is a regional entity, whereas a DTO is a district entity.

Interesting and Unique Facts about RTO

The first RTO was setup in Chennai all the way back in 1921.
There are over 1100 RTOs in India (As of 2021).
RTOs also conduct workshops and awareness campaigns for the general public.
Did you know that RTOs maintain a database of all reported stolen vehicles?
RTOs are actively promoting the adoption of Electric Vehicles (EVs) in India by educating the general public about their benefits.

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Frequently Asked Questions

The full form of RTO is Road Transport Office.

The primary role of an RTO is to implement and administer the rules laid under the Motor Vehicles Act, 1988.

As of 2023, there are over 1100 RTOs in India.

Motor Insurance

Everything you need to know about RTO in India

Post author By parastar
Post date June 15, 2023

Everything you need to know about RTO in India

Every existing or future vehicle owner in India needs to be well-versed with the meaning, role, scope, functions of an RTO. Doing so will ensure that you have a smooth and safe driving life in India.

This article will tell you everything you need to know about RTOs in India.

Table of Contents:

What is an RTO?
What is the Full-form of RTO?
What are the Functions and Responsibilities of an RTO?
What is the RTO Registration Process?
What is the Difference Between RTO and DTO
RTO Codes for Different States in India
How to get a Custom Vehicle Number?
RTO Fees
RTO Forms

What is an RTO?

An RTO is a government organization that deals with the management and administration of all transport related operations in India. Every RTO office is specifically created to adhere to the rules and regulations laid down by the Motor Vehicles Act – 1988.

For instance, under the Motor Vehicles Act, there are various chapters that range from Granting of driving license, Suspension of driving license, vehicle registrations, Power of State Government to make rules, and beyond. It is the job of every RTO to implement these rules. Ever wondered where the first RTO in India was? The first RTO was established in Chennai in 1921.

What is the Full-form of RTO?

The full-form of RTO is Regional Transport Office. A Regional Transport Office (RTO) deals with the administration, registration, and transportation activities of a particular region in India. Some of the most important activities of any RTO is vehicle registration, driver’s license registration and renewal, issuance of fitness certificates, renewal of vehicle, and beyond.

As of 2023, there are 1100+ RTO centers across India. In Maharashtra alone, there are more than 51 RTOs, including 5 RTOs in Mumbai city.

What are the Functions and Responsibilities of an RTO?

As previously mentioned, every RTO in India needs to implement the rules and regulations laid down under the Motor Vehicles Act, 1988. That is the fundamental role of any RTO. That being said, mentioned below are some of the most important functions and responsibilities of an RTO:

Vehicle Registration and Renewal: As per the Motor Vehicles Act, 1988, every vehicle that is driven on public roads in India needs to be registered. If a vehicle is found without a valid registration certificate (RC) then the vehicle may be impounded and the owner may be subject to fines as well as jail time. It is the function of an RTO to check vehicles and disburse vehicle registration documents.
Registration and Renewal of Drivers License: As per the Motor Vehicles Act, 1988, every individual that is driving on public roads needs to have a valid license. It is the function of an RTO to issue and renew licenses after a person passes the requisite driving test.
Collection of Road Tax: Public roads require regular maintenance in order to remain functional. It is the role of an RTO to collect these road taxes from vehicle owners.
Issuing Fitness Certification: Older vehicles tend to emit more fumes that damage the environment and increase pollution. It is the task of an RTO center to periodically examine older vehicles and issue fitness certificates for the said vehicles.
Regulation and Enforcement of Traffic: RTOs along with coordination with traffic police have the power to enforce and regulate traffic in the city.
Suspension of license: RTOs have the power to suspend a drivers license if the violator is found guilty of over-speeding, drunk-driving, dangerous driving, misuse of vehicle, and more.
Issuing Duplicate Documents: There are times when a person may lose his original vehicle documents like RC book, drivers license, and more. It is the duty of the RTO to disburse duplicate copies of the same to the vehicle owner at a cost.
Issuance of NOC: There are a variety of NOCs that RTOs have a responsibility to issue. Some of the common NOCs include re-registration of vehicle, allotment of fancy number, registration of vehicle, and more.
Impounding and Release of Vehicles: There are times when a vehicle may be required to be impounded. It is the duty of the RTO to do so. A vehicle may be impounded if road fines are not paid, accident cases, police investigation, and more.
Conducting Auctions: RTOs also have the role of conducting auctions of vehicles that are ownerless. They can either conduct the auctions themselves or participate in a tie-up with a vehicle auction house.

What is the RTO Registration Process?

How do you register your new vehicle? Let’s find out.

Step 1: Submission of Documents

First, you will need to fill-up and submit a bunch of forms that including form 20. Once filled, you will then need to submit the forms to the office. It is advisable to take the assistance of an RTO agent to ensure smoothness of process.

Step 2: Processing and Checking

Now, your documents will be verified, processed, and then approved.

Step 3: Payment of Charges

Next, you will then need to pay the requisite RTO charges and fees. Be sure to take the receipt / acknowledgment of your payment made.

Step 4: Get your vehicle inspected

Next, you will need to get your vehicle inspected by the RTO. Remember, you will need to visit the RTO with your vehicle for this. Once your vehicle is checked and approved, you will need to fill-up and submit a bunch of forms.

Step 5: Approval

Now, the Assistant Regional Transport Officer (ARTO) will issue his approval for the vehicle.

Step 6: Get your Registration Card (RC)

Finally, once the ARTO issues his approval, you will receive your registration certificate to your registered address. Keep the RC safe and secure.

What is the Difference Between RTO and DTO

An RTO (Regional Transport Office) and a DTO (District Transport Office) are both government organizations that deal with the administration, management, and logistics of road transport in India.

An RTO is based in a particular region, whereas a DTO is present in a particular district. A DTO is an organization that oversees the functioning of all the RTOs in a particular district.

Difference Between RTO and DTO

		RTO	DTO
1.	Hierarchy	An RTO is considered to be subordinate to a DTO.	A DTO is considered to be at a higher hierarchy compared to an RTO.
2.	Number of Offices	RTOs have more offices compared to DTO as they are regional centers.	Generally, there is only a single DTO per district.
3.	Scope of Authority	RTOs have to report to their district DTO	DTO has authority over regional RTOs
4.	Policy Implementation	RTOs have to role of implementing the policies under the Motor Vehicles Act, 1988.	A DTO has the role of ensure that RTOs are functioning smoothly and efficiently.
5.	Jurisdiction	Regional Level	District Level

RTO Codes for Different States and UTs in India

State	RTO Code
Maharashtra	MH
Bihar	BR
Delhi	DL
Gujarat	GJ
Punjab	PN
Haryana	HR
Rajasthan	RJ
Chandigarh	CH
Karnataka	KA
TamilNadu	TN
Kerala	KL
Himachal Pradesh	HP
Uttar Pradesh	UP
Goa	GA
Madhya Pradesh	MP
West Bengal	WB
Andhra Pradesh	AP
Tripura	TR
Arunachal Pradesh	AR
Assam	AS
Manipur	MN
Pondicherry	PY
Daman and Diu	DD
Meghalaya	ML
Sikkim	SK
Jammu and Kashmir	JK
Mizoram	MZ
Dadra and Nagar Haveli	DN
Nagaland	NL
Orissa	OR
Andaman and Nicobar	AN
Lakshadweep	LD

How to get a Custom / Fancy Vehicle Number?

There are certain provisions that allow a person to select his or her own preferred vehicle number. Let us talk about how a person can get a custom vehicle number from his nearest RTO.

Step 1: Check if your desired customer number is available

Visit your nearest RTO, and make an inquiry whether your desired custom vehicle number is available for selection. You can also check if your fancy / custom number is available online by visiting the Vahan Portal.

Step 2: Online Registration

If you are looking to go the online route, then you will need to register yourself on the Parivahan Website. Once registered, you can bid of custom / fancy numbers.

Step 3: E-auction

Now that you are registered under Parivahan, you can now participate in E-auctions where you can bid on your preferred fancy numbers.

Step 4: Check E-auction status

Once you have placed your bid, you will now need to periodically check your bid status to know whether you have been outbid by someone else. If you have been outbid, you can readjust your bid if you so choose. You will also need to fund your account within 5 days of the bid.

Step 5: Get allotment letter

If you are lucky enough to be the winning bidder, and you have funded your account with the required amount, you will then be furnished with an allotment letter. Kindly take a print of the same for further reference. Take this letter to your RTO office along with your vehicle and finish the registration process.

RTO Fees

RTO fees depend on the state where the RTO is located. That being said, the RTO fees are more or similar across states. You will have to check with your local RTO center to get the updated rates. You can also contact an RTO agent to expedite your work.

RTO Forms

There are over 65 forms that can currently be downloaded on the Parivahan Website. Mentioned within are some of the most widely used forms.

	Form	About the Form
1.	Form 20	Used for the registration of new vehicles
2.	Form 21	Sale Certificate
3.	Form 22	Used to certify road-worthiness
4.	Form 29	Notice of Transport of Ownership of a Vehicle
5.	Form 30	Application for transfer of vehicle ownership
6.	Form 34	Application for making an entry for an agreement
7.	Form 38A	Report of Inspection Form
8.	Form 51	Certificate of Insurance
9.	Form 60	Working Certificate

All Forms

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Motor Insurance

NDLS Ajmeri Gate Premium Car Parking (All Details)

Post author By parastar
Post date May 9, 2023

NDLS Ajmeri Gate Premium Car Parking (All Details)

NDLS Ajmeri Gate Premium Car Parking is a premium car parking lot found within New Delhi railway station. The northern railways realized the need and potential of offering a premium car parking facility within New Delhi railway station and began the NDSL Ajmeri Gate premium car parking operations where drivers are charged a fee for parking their vehicles.

This article will talk about the following:

How to get to NDSL Ajmeri Gate Car Parking
Parking Rates
Types of Parking available at Ajmeri Gate Car Parking

How to get to NDSL Ajmeri Gate Car Parking

First, you will need to enter the New Delhi Railway Station from the Ajmeri Gate end, once you enter the New Delhi Station from the Ajmeri Gate side, the NDSL Ajmeri Gate premium car parking is located on the left side. It is hard to miss as there is a big board highlighting the car park area. The parking area is besides platform no 16 at the New Delhi Railway Station.

We have also mentioned the Google Maps location of the Ajmeri Gate Car Parking below.

Parking Rates

Below mention are the parking rates for NDSL Ajmeri Gate premium car parking services:

Entry fee Rs. 30 if you wait for more than 8 minutes
First 2 hours Rs. 150, thereafter you will have to pay Rs. 100 per hour.

If you are considering parking for an extended period then may be you can consider the New Delhi General Parking lot as it is considerably cheaper at a rate of Rs. 200 for 24 hours.

Free parking spaces are also available at Lotus Temple, Kamal Cinema, Shivaji Kunj, Kalkaji Mandir, and more. It is pertinent to note that security may not be available at these locations.

If you are considering parking for a lesser duration and are looking for good security and connectivity then NDSL Ajmeri Gate premium parking may be a good choice, if you are looking for extended parking then the New Delhi General Parking lot and the free parking spaces mentioned above may be a good choice.

Types of Parking available at Ajmeri Gate Car Parking

NDSL Ajmeri Gate car parking offers the following types of car parking options:

Multi-level car parking
Premium car parking
Surface car parking

Importance and Benefits of Premium Parking at NDSL Ajmeri Gate

Direct Walk-in access: You can directly access the premium car parking by entering New Delhi Railway station through the Ajmeri Gate. The place is accessible by 4-wheelers as well as 2-wheelers. You can also walk to it.
Good connectivity: The NDSL Ajmeri Gate car park displays good connectivity where it is connected to the New Delhi Railway Station. People can access the Metro as well as private taxis for their transportation requirements after they park their vehicle at the parking lot.
Within New Delhi Railway Station: The parking lot is within the railway station premises itself, that makes it an ideal spot to park your vehicles when you are dropping of your friends and family at the station.

Ajmeri Gate Premium Car Parking Location (Google Maps)

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How to Find a PUC near me?

Post author By parastar
Post date May 7, 2023

How to Find a PUC near me?

Have you ever asked yourself “Where is a PUC near me?” in order to get your PUC certificate renewed? This article will tell you exactly how to locate the nearest PUC center and get your PUC certificate.
We will also give you the exact steps you need to follow to find the nearest PUC center to you. We will talk about the following:

Steps to locate a PUC near you
PUC centers in Maharashtra
Importance of PUC

Steps to locate a PUC near you

You can locate the nearest PUC to you by following these steps:

Search for ‘PUC Center List’: You will need to search for ‘PUC Center List’ on your preferred search engine. Once you’ve searched for it, kindly navigate to the official PUC Center List tool by the Ministry of Road Transport and Highways.
Enter Details: Once you are on the official PUC Center List tool, you will need to enter your State and your Office.
PUC Near Me: Now, once you’ve entered your State and your Office, the PUC Center List tool will mention a list of all of the PUC centers in your jurisdiction.
Export to PDF: Now, in order for you to locate a PUC near you, you will need to export this data by clicking on ‘Export to PDF’ and download the PDF.
Search the PDF: Now that you have downloaded the PDF, search the PDF by pressing ‘Ctrl and F together.’ Now enter your Pin code, if there is an authorized PUC center in your location, it will then be highlighted on the search. If not, then try entering pin codes or places near your location.

Alternatively, you can also navigate through the PDF to manually find your nearest PUC center.

PUC near me tool — PUC Center locator tool by the Ministry of Transport

PUC Centers in Maharashtra

You can find your nearest PUC (pollution under control) center in Maharashtra by following the steps mentioned above. Alternatively, you can also directly access a list of all of the PUC centers in Maharashtra by visiting the official PDF issued by the Ministry of Transport of Maharashtra.

Once you open the PDF, just put in your pin code and locate your nearest PUC center. It’s as simple as that.

Importance of PUC

Mentioned within are some of the most important benefits of ensuring that you do your vehicles PUC in a time to time manner.

Fines and penalties: Driving without a valid PUC will lead to a fine of Rs. 1000 for first time offenders and Rs. 2000 for repeat offenders.
It is mandatory: It is mandatory for every vehicle on the road to have a valid PUC under section 190 (2) of the Motor Vehicle Act.
Keeps pollution under check: Doing regular PUC checks will ensure that the pollution caused by vehicles is reasonably under check.
Keeps your car healthy: A PUC test finds out if there are any issues within your vehicle. If the emissions are higher than normal, it indicates an issue within your vehicle that needs to be diagnosed and fixed.
PUC is mandatory for insurance: If you are looking to buy motor insurance, you first need to show the insurance company a valid copy of your vehicles PUC, only then the motor insurance company can issue a motor insurance policy for your vehicle.

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New India Assurance Motor Insurance Plans

Learn about Pay As You Drive Policy By New India Assurance

Post author By parastar
Post date May 6, 2023

Learn about Pay As You Drive Policy By New India Assurance

Pay As You Drive Policy by New India Assurance is a newly launched motor insurance policy in India. This policy uses a unique approach to premium calculation assisting policyholders to pay only for the kilometers driven by their vehicle during the policy tenure. Making it an ideal choice for persons who are looking out for a motor insurance policy at an affordable premium.

This article will talk about the following:

About the Policy
Benefits of Pay As You Drive Policy
Coverage offered under Pay As You Drive Policy
Exclusions under Pay As You Drive Policy
Add On Covers available under the policy
How to file claim under Pay As You Drive Policy?

About the Policy

Pay As You Drive is a recently launched innovative car insurance policy by New India Assurance. This is a comprehensive motor insurance policy designed to calculate the premium based on the usage of the vehicle.

The policyholder will be requested to declare the current odometer reading of their vehicle on buying the policy. The policyholder will also be requested to provide an estimation of kilometers they expect to drive during the policy period. Based on this information, policyholders can choose their preferred slab of options offered in the policy.

The policyholder’s can choose to opt for the following options provided under this policy: Up to 4,000 kilometers, Up to 6,000 kilometers, Up to 8,000 kilometers, Up to 10,000 kilometers.

In the case the policyholder has driven the vehicle more than the selected number of kilometers the policy will still continue to provide coverage. Although at the time of policy renewal, the policyholder will be entitled to a discount calculated based on the actual kilometers completed.

Coverage options under Pay As You Drive

Now let us talk about the coverage under this policy. This policy offers three types of coverage options to choose from:

Annual Cover: Under this cover, Third Party and Own Damage Insurance of the vehicle will be provided for one year.
Bundled Cover: Under this cover, Own Damage Insurance will be provided only during the first year of the policy. Whereas Third Party Insurance coverage will be provided for three years. This cover is only applicable to brand new vehicles.
Standalone Own Damage Cover: This cover provides Own Damage Insurance and does not offer any Third Party coverage.

Benefits of Pay As You Drive Policy

Below are a few benefits offered under the policy:

Usage-based Premium: This policy calculates the premium based on the actual usage or kilometers run by the vehicle. This means that policyholders who drive less can pay a lower premium and enjoy the benefits provided under the policy.
Encourages Safe Driving: The policy encourages policyholders to adopt safe and responsible driving habits by offering discounts on the Own Damage Insurance premium for good driving behaviour.
Flexibility in Slab Selection: Policyholders can choose the kilometer slab option based on their expected usage during the policy term. This feature enables the policyholder to choose the right coverage as per their needs.
Transparent Premium Calculation: As the premiums are based on actual usage of the vehicle, this provides policyholders with a better understanding of the premium they are paying and how it is being calculated.
Discount on Renewals: Policyholders will be eligible for PAYD discount based on the actual kilometers completed by their vehicle. In addition to that, the policyholder will also be eligible for the No Claim Bonus Benefit (NCB), as per policy terms.

Types of Plans under Pay As You Drive Policy

This policy comes in two kinds of variants: Basic Cover and Gold Cover.

1.) Basic Cover

The insurance company will provide financial assistance in case of:

Mechanical and electrical breakdown
Keys locked inside the car
Battery jump start
Flat tire
Fuel delivery

2.) Gold Cover

Under this cover, in addition to the basic cover, the company will also provide financial assistance in the case of wrong fueling, cab assistance.

Exclusions under Pay As You Drive Policy

Following are the general exclusions under the policy:

Any customization or additional fittings made to private cars, allowing policyholders to customize their vehicles, will not be covered.
All the exclusions listed under the Private Car Section of the Indian Motor Tariff 2002 will not be covered under this policy.
Any claim arising in extended geographical locations will not be covered, as per policy terms and conditions.

Add on Covers available under the policy

Policyholders can choose to opt for an add on cover with their base policy to enhance their coverage and avail of maximum protection. Some of the available add on covers are as follows:

Nil Depreciation Cover
Engine Protect Cover
Roadside Assistance Cover
Return to Invoice Cover
Personal Belongings Cover
No-Claim Bonus Protection Cover

How to file claim under Pay As You Drive Policy?

Follow these simple steps to file a claim under the policy:

Step 1: Inform the insurer immediately in case of an accident.
Step 2: Dully fill out and sign the claim form that will be available at the nearest branch of the insurer. Submit the claim form along with relevant documents like registration certificate, driving licence, original bills of repair, FIR report, etc, depending on the nature of the claim.
Step 3: The insurer will appoint a surveyor to inspect the condition of the vehicle. In case of major damage, a spot survey will be conducted at the accident site.
Step 4: Submit all the requested documents to the company.
Step 5: After thorough inspection of the claim, your claim will be approved.

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Frequently Asked Questions

The following options are available to choose from:

Up to 4,000 kilometers
Up to 6,000 kilometers
Up to 8,000 kilometers
Up to 10,000 kilometers

No, the policy will still be active until the end of its tenure. However, the discount will be calculated on the basis of the actual kilometers completed by the vehicle.

This policy is currently available for private vehicles.

Motor Insurance

New India Assurance Motor Insurance (Plans, Benefits & More)

Post author By parastar
Post date May 6, 2023

New India Assurance Motor Insurance (Plans, Benefits & More)

Are you looking for a reliable motor insurance policy? New India Assurance is a renowned name in the insurance sector, offering a plethora of motor insurance policies that safeguard millions of individuals during unfortunate events like accidents. From offering 24/7 customer support to quick claim settlement, discover how New India Assurance Motor Insurance could be your one-stop solution for all motor insurance-related needs.

In this article, we will talk about the following:

About New India Assurance
New India Assurance Motor Insurance Plans
Benefits of New India Assurance Motor Insurance Plans
How to file claim with New India Assurance Motor Insurance?
How to renew New India Assurance Motor Insurance Plans?
How to renew New India Assurance Motor Insurance?

About New India Assurance

New India Assurance is a government-owned insurance company founded by Sir Dorabji Tata in 1919 and nationalised in 1973. New India Assurance is headquartered in Mumbai. The company has six large corporate offices, 447 divisional offices, 31 regional offices, and more than 2500 official branches across India.

New India Assurance is a prominent insurance company that offers comprehensive motor insurance policies to its customers. The company provides motor insurance for privately and commercially owned vehicles, two-wheelers, and so on. Motor insurance plans by New India Assurance are designed to offer financial protection to vehicle owners in case of any accident or damage caused to the insured car.

As per the annual report of IRDA, the claim settlement ratio of New India Assurance in FY 2021–2022 was 92.93%. In addition to its high claim settlement ratio, the insurer also offers a wide network of 3000+ cashless garages across the country. This helps policyholders get their vehicles repaired quickly and conveniently without having to worry about arranging for cash or reimbursement.

Claim Settlement Ratio	92.93%
Network Garages	3000+
Official Website	https://www.newindia.co.in/portal/
Customer Care	18002091415
Official Email ID	Tech.support@newindia.com

New India Assurance Motor Insurance Plans

Below are the plans offered by the company:

1.) Private Car Insurance

As the name suggests, this policy covers all privately owned vehicles. The plan offers two types of coverage:

Liability Only Policy: This policy offers coverage for any third-party liability for bodily harm or damage caused to the vehicle due to accidents.
Package Policy: Under this cover, in addition to the benefit of the Liability Only cover, it also offers Own Damage Insurance.

2.) Standalone Compulsory Personal Accident Cover

This motor insurance policy financially compensates the policyholder or the beneficiaries of the policy in case of accidental death or disability caused while driving the insured vehicle. The sum insured under this policy is ₹ 15,00,000 and the policy tenure is one year.

3.) Pay As You Drive Policy

This comprehensive motor insurance policy is designed to charge the premium based on the usage of the vehicle. The vehicle owner will be requested to declare the odometer reading of their vehicle.

The policyholder can select the coverage based on the estimated number of kilometers they expect to drive the vehicle during the policy tenure.

The slabs of kilometers available for selection are as follows: Upto 4,000 kms, Up to 6,000 kms, Up to 8,000 kms, Up to 10,000 kms.

4.) Commercial Vehicle Insurance

This policy is designed to offer financial protection to individuals who use vehicles for commercial purposes. Under commercial vehicle insurance, two types of coverage are available: Liability Only Policy and Package Policy.

5.) Two-Wheeler Insurance

This policy offers coverage for two-wheeler vehicles like motorcycles, bikes, and scooters. The policy provides two types of coverage: Third-Party Liability and Comprehensive coverage.

This policy offers unlimited coverage for third-party liability in case of death or injury due to an accident for commercially owned vehicles.

6.) Standalone Own Damage for Private Car

This policy offers coverage for any damage caused to the insured private vehicle in the event of an accidents. Since it is a standalone personal damage insurance policy, it does not offer any coverage for third-party liability.

Benefits of New India Assurance Motor Insurance

Below are the benefits offered under the company’s policies:

Extensive Coverage: Motor insurance plans offered by the company provide comprehensive coverage that provide financial compensation in case of an accident, theft, or damage to the insured vehicle.
Third-party Liability Coverage: The policy provides third-party liability coverage thats covers the financial liability of the insured vehicle for any damage or injury caused to a third party.
Network Garages: The company has a wide network of more than 3000 cashless garages across the country.
24/7 Customer Support: The company provides 24/7 customer support, assisting in the quick resolution of any queries or grievances of its customers.
No Claim Bonus: Policyholders can get the benefit of a cumulative bonus that increases their coverage for every claim free year, depending on the policy terms.

How to file claim with New India Assurance Motor Insurance?

Follow these simple steps to file a claim with the company:

Step 1: Inform the insurance company immediately in case of an accident.
Step 2: Submit the pre-authorization claim form along with relevant documents to the company, depending on the nature of the claim. The claim form will be available at the nearest branch of New India Assurance.
Step 3: The insurer will process the claim and assess the damage to the vehicle. In case of any major damage, the policyholder may need to take the vehicle to a network garage for repairs.
Step 4: Once the repairs are complete. Submit all the original bills, receipts, etc. to the company.
Step 5: The insurer will verify the bills and reimburse the claim amount.

Documents Required

Duly filled and signed claim form
Registration certificate
Driving licence
FIR (if applicable)
Original repair bills, receipts, etc.
Original policy documents
Road tax certificate

How to renew New India Assurance Motor Insurance?

Follow these simple steps to renew your motor insurance policy in a matter of minutes:

Step 1: Go to the official website of the company or click on this link to visit the portal directly, i.e, https://www.newindia.co.in/portal/quickRenewPost/renewal.
Step 2: Enter your customer ID and policy number. Then click on “Proceed.”
Step 3: Check all the details pertaining to your policy and make the payment online.
Step 4: You can also make the payment by visiting the nearest branch of the insurer.